PMA Elite®
Property Coverages
Hotels and Motels
This group includes those
buildings designed for short-term occupancy that meet NFPA life safety
and fire protection standards operated as: hotels, motels, guest
suites, and primarily engaged in providing lodging and meals for the
general public.
Hotels which are operated
by membership organizations and not open to the general public are not
included in this industry. Rooming and boarding houses, sporting and
recreational camps, bed and breakfast are also not eligible, along
with Casino hotels.
|
CORE PROPERTY
ENHANCEMENTS |
| Alarm,
communications & monitoring systems |
|
Lawn maintenance and
snow removal equipment |
| Arson Reward |
|
Money and Securities |
| Burglary Damage to
Building |
|
Outdoor Property |
| Change in
Temperature - Humidity |
|
Paved Surfaces |
| Emergency Evacuation
Expense |
|
Personal Property in
the open extended to 1,000 feet |
| Fences |
|
Pollutant Cleanup
and Removal |
| Fire Department
Service Charges |
|
Preservation of
Property |
| Foundations |
|
Proof of Loss
Preparation |
| Glass |
|
Recharge of Fire
Protection Equipment |
|
PROPERTY
COVERAGES |
| Accounts Receivable |
|
Limited Worldwide
coverage |
| Back-up Sewers,
Drains or Sumps |
|
Lost Key Coverage |
| Brands and Labels |
|
Manufacturers
Consequential Loss Assumption |
| Builders Risk and
Installation |
|
Newly
Acquired/Constructed |
| Civil Authority -
Amendment |
|
Ordinance or Law
Coverage |
| Contract Penalty
Clause |
|
Personal
Effects/Property of Others |
| Crime Enhancements |
|
Property Off
Premises |
| Dependent
Properties* |
|
Sales Representative
Samples |
| Electronic Data -
Amendment |
|
Trade Show Exhibits |
| Extended Business
Income - Amendment* |
|
Transit |
| Extra Expense |
|
Unscheduled Fine
Arts |
| Guest Accommodation Expense |
|
Utility
Services-Combined |
| *
Included when there is Business Income. |
|
Valuable Papers |
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