PMA Elite®
Property Coverages
Office Buildings
This PMA Elite industry
group includes firms primarily engaged in the operation of
non-residential buildings used as bank buildings, financial
institutions and offices. This group contemplates either owners or lessors in which the owners or lessors are responsible for the
maintenance of the building. Lawyers, architects or engineers and
clinics are not eligible except for lessor's risk only. Habitational
occupancies and strip shopping malls are not eligible for this
industry group.
|
CORE PROPERTY
ENHANCEMENTS |
| Alarm,
communications & monitoring systems |
|
Lawn maintenance and
snow removal equipment |
| Arson Reward |
|
Money and Securities |
| Burglary Damage to
Building |
|
Outdoor Property |
| Change in
Temperature - Humidity |
|
Paved Surfaces |
| Emergency Evacuation
Expense |
|
Personal Property in
the open extended to 1,000 feet |
| Fences |
|
Pollutant Cleanup
and Removal |
| Fire Department
Service Charges |
|
Preservation of
Property |
| Foundations |
|
Proof of Loss
Preparation |
| Glass |
|
Recharge of Fire
Protection Equipment |
|
PROPERTY
COVERAGES |
| Accounts Receivable |
|
Lost Key Coverage |
| Back-up Sewers,
Drains or Sumps |
|
Manufacturers
Consequential Loss Assumption |
| Brands and Labels |
|
Newly
Acquired/Constructed |
| Builders Risk and
Installation |
|
Ordinance or Law
Coverage |
| Civil Authority -
Amendment |
|
Personal
Effects/Property of Others |
| Contract Penalty
Clause |
|
Property Off
Premises |
| Crime Enhancements |
|
Sales Representative
Samples |
| Dependent
Properties* |
|
Trade Show Exhibits |
| Electronic Data -
Amendment |
|
Transit |
| Extended Business
Income - Amendment* |
|
Unscheduled Fine
Arts |
| Extra Expense |
|
Utility
Services-Combined |
| Incompatibility of Data/Media |
|
Valuable Papers |
| Limited Worldwide coverage |
|
|
| *
Included when there is Business Income. |
|
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